In a recent development, the U.S. Court of Appeals for the Ninth Circuit affirmed the summary judgment favoring a nationwide debt collector agency. The initial decision was given by a district court, which had invalidated a couple of consolidated class action lawsuits. The lawsuits were directed towards the debt collector company, alleging it of unlawfully attempting to collect debts generated from retail-branded credit cards.
According to the allegations made within the lawsuits, the company flouted legal regulations by proceeding without due caution to collect on cardholder debts. The district court, however, dismissed the cases, and its decision has now been affirmed by the U.S. Court of Appeals for the Ninth Circuit. This decision by the court provides some insight into the litigious landscape surrounding the collection of retail card holder debts.
For more detailed information about the case and its implications, refer to the full judgment on JD Supra.