A recent decision by the Third Circuit Court of Appeals has put an end to a class action lawsuit against Progressive Insurance. The lawsuit accused Progressive of underpaying policyholders for the actual cash value of vehicles deemed total losses. The appellate court found that the claims were too individualized, warranting the reversal of the class certification that had previously been granted.
Jeff Cashden, representing Progressive Insurance and a partner at the law firm King & Spalding, noted that the court’s decision delineates the “methodological approach courts should be taking in class-certification cases.” This ruling provides further clarity on the standards needed for establishing class actions, which is critical for legal professionals dealing with similar issues.
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